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The information contained in this website is for educational purposes and general guidance on matters of interest only and should be considered advice based upon the authorís personal experiences. Accordingly, the information in this website is provided with the understanding that the author is not herein engaged in rendering professional advice. As such, it should not be used as a substitute for consultation with a professional. No results are guaranteed. The reader assumes all risk. Before making any decision or taking any action, you should consult a professional as there are many factors that may make your situation unique.

The information provided in this website has been compiled in good faith. Every attempt has been made to ensure that the information contained in this site has been obtained from reliable sources, the author and affiliates are not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this website is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. In no event will the author or affiliates be liable to you or anyone else for any decision made or action taken in reliance on the information in this site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

To the nature of electronic publications, there is no warranty that any of the pages within this website will be uninterrupted or error free. Certain links in this website connect to other Web sites maintained by third parties over whom the author or affiliates have no control. The author or affiliates make no representations as to the accuracy or any other aspect of information contained in other Web sites.

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